Insurance Basics: Home
A disability is a health issue that limits what you can do. There are public and private sources of benefits for children, adults and veterans with disabilities, and their caregivers.
Health insurance protects you from paying the full cost of your care. But, you will likely still have to pay some money out of your pocket. Almost all plans call for “cost sharing”. That means your insurer pays for part of your care, and you pay for part.
After you visit a provider, you may get a bill telling you how much you have to pay.
Since providers are able to decide how much to charge for out-of-network care, sometimes that charge might be higher than you expected.
Being covered under two health plans doesn't mean the two plans will pay the same amount twice for the same doctor visit. Instead, the plans follow rules about which plan pays what, known as "coordination of benefits."
Our mental and emotional health is a vital part of our well-being. If we don´t get the help we need, mental and emotional health problems can hurt our relationships with our family and friends, our jobs and even our communities.
Menu
Most Popular
Did You
Know
If your plan won't pay for a service, or pays less than expected, you can appeal.
Did You
Know
Every health plan has different coverage, doctors and out-of-pocket costs. Make sure you choose the best plan for you.